Squatters, holdovers and the difference between them
The two situations look alike from the street and are not quite the same. A holdover tenant started out lawfully. There was a lease, it ended, and the tenant stayed on. Squatters never had a right to be there at all, or had one that lapsed a long time ago.
Either way the practical position for the owner is identical. Somebody is in your property, you are carrying the costs, and getting them out is not fast. We buy in both situations and we do not ask you to work out which one you have before we make an offer.
No access, and how we work around it
An unseen interior gets priced as an unseen interior and we are straightforward about it. There is a real difference between a house we have walked and a house we have not, and we would rather explain that difference than pretend it away.
What does not change is our willingness to buy. Squatters or holdover tenants in the property do not put us off, and we will not use an inspection we could not do as a reason to cut the number later.
Why local knowledge changes the number
A five-bedroom on Broadview Drive. A house on Harmon Drive. Both in Huntington, bought and paid for by us.
Huntington is roughly 19,474 people in Suffolk County, ZIP 11743, and the housing stock is mostly victorian, colonial, tudor. Around Heckscher Museum of Art and Paramount Theater, most of it is old enough that the mechanicals are on their second or third life. The Huntington stop pulls buyers who commute, which supports the good houses and does very little for the ones that need a roof. We have been buying across Suffolk County for 15+ years. We know what the Huntington Union Free School District does to a resale price, which blocks still have oil tanks in the ground, and what a house like yours is actually worth here.
Why an ordinary buyer cannot close on this house
Most contracts require the seller to deliver vacant possession at closing. For an owner facing holdover tenants that is a promise nobody can safely make, because the date depends on a court rather than on the seller.
So the sale becomes conditional on something outside your control, and those deals collapse. Ours is not written that way. We take the property occupied and the occupancy becomes our responsibility at closing.
Working through Suffolk County occupancy cases
Owners sometimes call us apologetically, as though having squatters in a property reflects on them. It does not. It happens to careful people, particularly with a house that sat empty after a death in the family or during a renovation.
We take it from wherever it is. Tell us what you know, we will tell you plainly what we can pay and what we would do next in your position, and we will put you in front of an attorney if that is what the situation needs.
How selling a house with squatters or holdover tenants in Huntington works
- 1
Start with the basics
Where the house is (11743) and a rough sense of its condition is all we need to begin. Call or use the form. Nothing needs fixing or clearing out beforehand.
- 2
We walk through it once
A single visit by one person, normally under thirty minutes. With a victorian or colonial built when most of Huntington was, the roof, heating and electric matter far more to us than the kitchen does.
- 3
A written offer within 24 hours
One figure, in writing, inside 24 hours. Not a range. Show it to a Suffolk County agent if you want a second view; if the house is already in good enough shape to list, an agent may get you more, and we will say so.
- 4
You pick the closing date
Fast if you need fast, or months out if you are waiting on probate, a tenant, or somewhere to move to. Either way you skip the 83 to 98 days a listed Huntington house spends finding a buyer and then waiting on that buyer's mortgage.
If a holdover proceeding has already been started
A pending case does not prevent a sale. It needs coordination between the attorneys, and in many situations the proceeding carries forward after closing rather than the owner having to finish it.
Tell us what has been filed, when, and where it currently stands. Your attorney and ours work out the sequencing between them. Owners are frequently relieved to learn that reaching the end of a holdover case is not a prerequisite for getting out.
What you do not pay when you sell a house with squatters or holdover tenants
Each of the following comes with a retail listing of a house with squatters or holdover tenants, and none of it comes with ours.
- Agent commission
- $46,750 at 5% of the Huntington median none
- Seller closing costs
- About $18,700 on a $935,000 sale. We can cover these. none
- Repairs to make it listable
- Everything a buyer would flag, paid for before you list none
- Cleanout and removal
- Per truckload, before anyone views it none
- Carrying costs while it waits
- Taxes, insurance and utilities through the 83 to 98 days a listing takes to sell and close none
Listing a Huntington house with an occupant in it
The honest comparison is our number against what a listing on a house with squatters in it produces here. Months of carrying a property that earns nothing, commission at the end, and a buyer pool limited to people who can close without a lender.
The median house in Huntington sold for $935,000 and took about 38 days to go under contract, then another 45 to 60 days waiting on the buyer's mortgage. That is 83 to 98 days in total, for a house that was ready to show on day one. We are happy to walk through it with you even if the conclusion is that you should wait.
Common questions
Will you buy a Huntington house with squatters in it?
That is work we do regularly. Tell us what you know about who is in there and how long they have been there, and we will put a written number on the house.
My tenant's lease ended and they will not leave. What now?
You have options and one of them is selling the house with the holdover tenants still in it. Proceedings in New York are slow and the timeline depends on the court, so knowing what the house is worth with the holdover tenants in place is useful information while you decide.
How long does it take to get somebody out?
Nobody should hand you a number. It depends on the court, on the specifics, and on things outside anyone's control. A landlord-tenant attorney who works in your county will give you the most realistic read available, and we can introduce you to one.
Do you need to get inside before making an offer?
No. We make offers on houses we have not been inside regularly, and we will not ask you to force access on anyone. We price conservatively where we cannot see and say clearly what we assumed.
Will the neighbors know the Huntington house is being sold?
Not from us. There is no sign, no listing and no photographs online. One visit and a private closing.